Mutual of Omaha Medicare Supplement Plan N

What Does Mutual of Omaha (Mutual of Omaha Insurance Company) Plan N Cover?

Mutual of Omaha Medicare supplement Plan N covers many of the costs not covered by Original Medicare.

These include Medicare Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up, Part B coinsurance (except for a copayment of up to $20 for some office visits and up to $50 for emergency room visits that don’t result in inpatient admission), the first three pints of blood, Part A hospice care coinsurance or copayments, skilled nursing facility care coinsurance and the Part A deductible. It also provides foreign travel emergency coverage up to plan limits.

Who Is Eligible for Plan N?

To be eligible for Mutual of Omaha Plan N, you must be enrolled in both Medicare Part A and Part B. Eligibility generally begins at age 65, though some states offer Medigap policies to individuals under 65 with certain disabilities or conditions.

Applying during the Medigap Open Enrollment Period, which starts when you turn 65 and enroll in Part B, ensures that you can get coverage without being denied due to health issues.

What Is Not Covered by Mutual of Omaha Medicare Supplement Plan N?

Plan N does not cover the Medicare Part B deductible, Part B excess charges, long-term care, vision or dental care, hearing aids, eyeglasses or private-duty nursing. Additionally, it does not include prescription drug coverage, so beneficiaries will need a separate Medicare Part D plan for medications.